The most important starting point when you’re buying a used car is to make sure the car actually is what the owner says it is!
This may be easier said than done. Often, small independent dealers pretend to be private sellers to gain your trust and make you believe you’re getting a cheaper deal (as is usually the case with private sellers).
So when calling about a used car you’ve seen advertised, simply say something like “I’m calling about the car you have or sale”. If the response is “which one?” you’ll know you’re on to a dealer.
Ask the seller why they’ve decided to sell the car, how long they’ve had it, what problems they’ve had etc. This will help verify they actually own the car and will give you useful information as well. Family cars are usually easier to verify in this way – and the seller’s kids may give you lots more history than you asked for when you visit!
When looking at the car, if you intend to make an offer, ask the vendor if you can see the car’s registration document and VIN (vehicle identification number). It’s also a good idea to pay for a vehicle history check, it’s not expensive and helps bring you peace of mind. In particular, this check will tell you if anyone still owes money on the car, and if it has ever been written off for any reason.
Ask the seller for a proof of identity like a passport, and always check the car’s logbook with the DVLA. Never buy a car without a V5C. The car will usually have its vehicle identification number (VIN) stamped onto a chassis plate under the bonnet, or directly on the chassis – as well as having it etched onto the windscreen.
Try and have a look at the vehicle’s service history if you can, and, before you strike a bargain, check the seller is happy for you to book in an inspection by a qualified motor engineer. Today’s cars are increasingly complex, so this is ever more important. 4×4 cars, for example, may need a particular type of specialist, whilst a modern high-tech sports car may need another.
At worst, this will cost you the price of the inspection, but save lots of hassle. At best, it could give you further bargaining wiggle room or complete peace of mind.